HERE’S HOW IT WORKS

Our network of dealerships understand how tough it can be when life impacts your credit. That’s why they focus on finding solutions—not turning people away. They’re experts at saying yes when others might say no. Here’s the best part: their approvals and down payments are based on your verified income and stability, not just your credit. It’s all about what works for you and your current situation. In order to get approved you will need to provide a few documents when you go in to the Dealership to complete your application.

Here’s what they are going to ask for:

• Proof of Income – Verifiable income dated within the last 30 days, showing you earn more than $1,600/month. (Unfortunately Income from Uber, Lyft, or delivery apps does not qualify at this time.)

• Valid Driver’s License or Learner’s Permit – You’ll need one to get approved.

• Proof of Florida Address – A document dated within the last 30 days showing your current residence. This can be a lease, utility bill, bank statement, or phone bill.

If you’re not sure how to access these documents, don’t worry—we’ll guide you through it and make sure everything meets the dealer’s requirements before you even walk in the door.

It’s simple—just complete a quick in-store application and provide the required documents. Once that’s done, the dealership will review and verify everything and give you your exact approval details, including the loan amount, vehicle options, and down payment amounts that work for your situation.

Important to know:

Your approval will ultimately depend on the lender’s criteria, including verification of your income, Florida residency, and a valid U.S. driver’s license. Loan terms, down payments, and rates may vary based on your individual situation.

We currently have 9 trusted Central Florida dealership locations that are in our network. When you reach out, our team will match you with the nearest dealership and connect you directly with one of the best in the business—someone we trust to take great care of you and make the process quick, easy, and stress-free (just like it should be). Our goal with this is simple: getting you approved and behind the wheel—with no runaround, and no hassle.

Coming Soon: 

Two new locations in Kissimmee and Longwood!

Yes! To avoid the long “walk in“ wait time we highly recommend scheduling ahead. That way, the dealership can have everything ready for you—so you’re in, approved, and back on the road in no time. We’ll handle the scheduling for you! Just let us know when you’re available to stop by, and we’ll take care of the rest. All you have to do is show up! 

Yes! We chose to collaborate specifically with this network of dealerships because they share our commitment to quality, transparency, and putting people first. Unlike some others, these dealerships don’t just kick the tires—they ensure every vehicle goes through a comprehensive two-stage inspection before it ever hits the lot. Looking for more peace of mind? You got it! Every car also comes with a 24-month/24,000-mile powertrain warranty. That means less stress for you, and more confidence every time you hit the road.